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AI-Powered Property Damage Estimates

Photos In. Estimates Out.
In minutes, not days.

ClaimLeo turns property damage photos into professional repair estimates using AI — with Xactimate-ready ESX export, material identification, and zip-code pricing built in.

Damage Detection

Snap photos.
AI does the rest.

Upload photos of property damage and ClaimLeo's AI instantly classifies damage type, severity, and affected areas with a 3-pass analysis pipeline.

  • Guided photo capture

    The app tells adjusters exactly what to photograph: north side of the roof, close-up of damage, the gutter line.

  • 3-pass AI analysis

    GlobalSKU Vision detects damage type, classifies severity from cosmetic to structural, and scores priority 0–100.

  • Material identification

    Not just "shingles" but "CertainTeed Landmark, Weathered Wood, approximately 10 years old."

Estimate Engine

Professional estimates
in minutes.

ClaimLeo generates complete repair estimates with Xactimate line items, zip-code pricing, depreciation, and O&P — ready for carrier submission.

  • Xactimate line items

    Every estimate uses real Xactimate codes — material, labor, quantity, and unit cost broken down line by line.

  • Zip-code pricing

    Regional pricing adjustments by zip code ensure estimates match local labor and material costs.

  • ESX export

    One click generates an Xactimate-compatible ESX file. Import directly into Xactimate — the industry standard.

  • Hail, wind, fire & water

    Detects all major peril types from photos automatically.

  • Building code awareness

    Identifies code-required upgrades: underlayment, flashing, and ventilation.

  • Priority scoring

    Every claim gets a 0–100 priority score for intelligent triage and routing.

  • Weather verification

    NOAA storm data confirms damage is consistent with reported weather events.

  • Fraud detection

    Perceptual hashing and AI scoring flag suspicious claims before they reach review.

  • RCV & ACV calculations

    Replacement cost and actual cash value with depreciation by material type and age.

  • O&P included

    Overhead and profit (10%+10%) calculated automatically per industry standard.

  • PDF export

    Professional PDF reports alongside ESX files for policyholder and contractor review.

  • Contents valuation

    Photograph damaged personal property — GlobalSKU identifies items and returns verified market pricing.

Built for the insurance claims workflow you already use

Xactimate Symbility

Built for claims adjusters and carriers

Every screen is purpose-built for the property damage claims workflow. See how ClaimLeo handles each step.

Claims Dashboard

Real-time operational overview scoped by role. Admins see everything, carriers see their claims, adjusters see their assignments.

  • Active claim volume and priority distribution
  • Adjuster workload and availability at a glance
  • Revenue tracking and settlement metrics
  • CAT event alerts and claim spike detection
  • Role-scoped data — every user sees only what they should
Claims Dashboard

Claims Management

Full lifecycle claim tracking from FNOL to settlement. Every claim carries damage photos, AI analysis results, estimates, and a complete audit trail.

  • 9-state workflow engine with auto-transitions
  • Damage photos with AI classification results
  • Estimate status, RCV/ACV values, and ESX export
  • Supplement tracking and contractor disputes
  • Assignment history and adjuster notes
Claims Management

Supplement Management

Contractors submit supplement requests on roughly 40% of claims. ClaimLeo tracks every supplement from submission through review and approval — eliminating the back-and-forth that bogs down settlements.

  • Supplement request intake with photo documentation
  • Line-item comparison: original estimate vs. supplement
  • AI-assisted review flags unreasonable additions
  • Approval workflow with supervisor sign-off
  • Full audit trail for dispute resolution
Supplement Management

CAT Event Monitoring

Real-time catastrophe event tracking with NWS alert integration. Know when hurricanes, tornados, and major hailstorms are driving claim volume before your phone starts ringing.

  • Live NWS alert polling every 15 minutes
  • Automatic claim spike detection by region
  • Affected area mapping and adjuster deployment
  • Surge capacity planning and workload forecasting
  • Historical CAT event data and claim correlation
CAT Events

Carrier & Agency Management

Manage relationships with insurance carriers and adjusting agencies. Track contract details, claim volume, and integration status across your entire book of business.

  • Carrier profiles with contract terms and SLAs
  • Agency management with adjuster rosters
  • Claim volume and revenue by carrier
  • Integration status for Xactimate and carrier systems
  • Automated reporting and compliance tracking
Carrier Management

Xactimate Pricing Data

ClaimLeo speaks Xactimate's language. Browse, search, and manage the pricing database that powers every estimate — real Xactimate codes with regional cost adjustments down to the zip code.

  • Xactimate line item codes with descriptions
  • Material, labor, and equipment cost breakdowns
  • Regional pricing adjustments by zip code
  • Category browsing: roofing, siding, interior, plumbing
  • Searchable database for quick code lookup
Xactimate Pricing Data

Weather Verification

NOAA integration automatically matches reported damage dates to actual storm events. Verify that hail, wind, or severe weather actually occurred at the claim location.

  • Automated NOAA CDO weather data retrieval
  • Storm event matching by location and date
  • Hail size, wind speed, and precipitation records
  • Fraud indicator when weather doesn't match the claim
  • Exportable verification reports for carrier review
Weather Verification

Adjuster Performance & Analytics

Track adjuster throughput, estimate accuracy, and turnaround times. Identify top performers, spot bottlenecks, and optimize workload distribution across your team.

  • Claims completed, average turnaround, and quality scores
  • Carrier-specific performance metrics
  • Estimate accuracy vs. final settlement amounts
  • Workload distribution and capacity planning
  • Filterable by date range, carrier, and region
Adjuster Performance

Team & User Management

Five roles from admin to field adjuster, each with automatically scoped data access. Manage teams, assign specialties, and control who sees what across the platform.

  • Admin, carrier admin, supervisor, field & desk adjuster roles
  • GPS based auto-assignment by proximity and specialty
  • Workload balancing across adjusters
  • Invite users via email with pre-assigned roles
  • Complete audit logging of all actions
Teams

Webhook & API Integration

Connect ClaimLeo to your existing systems with configurable webhooks. Push claim events, estimate completions, and status changes to any endpoint in real time.

  • Configurable webhook endpoints per event type
  • Claim created, estimate completed, status changed events
  • Retry logic with delivery confirmation
  • Request/response logging for debugging
  • Foundation for Guidewire and Duck Creek integrations
Webhook Integration

Everything you need to assess
property damage with AI

From the moment a claim is filed to the final Xactimate export, ClaimLeo handles every step of the damage assessment process.

📷

AI Damage Detection

Upload photos and our 3-pass AI pipeline classifies damage type, identifies affected areas, and scores severity automatically. Hail, wind, fire, and water.

🏗

Material Identification

AI identifies exact construction materials — not just "asphalt shingles" but "CertainTeed Landmark, Weathered Wood, approximately 10 years old."

💰

Estimate Generation

Complete repair estimates with Xactimate line items, material + labor costs, quantities, zip-code pricing, depreciation, and O&P. What took 2–4 hours now takes minutes.

📤

Xactimate ESX Export

One-click export to Xactimate ESX format — the industry standard used on 90% of property claims. Import directly into Xactimate with zero reformatting.

🔄

9-State Workflow Engine

Claims move through a complete state machine: FNOL to inspection, estimate, review, approval, supplement, and settlement. Auto-assignment included.

📦

Contents Valuation

Photograph damaged personal property — TV, furniture, appliances. GlobalSKU identifies items and returns verified replacement cost and market pricing.

🛡

Fraud Detection

AI-powered fraud scoring (0–100) with perceptual photo hashing, duplicate detection, and anomaly flagging. Catch suspicious claims before they reach review.

Weather Verification

NOAA integration verifies reported damage is consistent with actual storm data for the claim location and date. Automated storm event matching.

CAT Event Monitoring

Real-time NWS alert polling detects catastrophe events. Automatic claim spike detection and surge capacity planning when hurricanes or tornados hit.

📍

Smart Auto-Assignment

GPS powered proximity matching assigns claims to the nearest qualified adjuster, balanced by specialty, workload, and availability.

📊

Real-Time Analytics

Dashboards for claim volume, adjuster performance, carrier metrics, CAT event feeds, and revenue. Every widget scoped by role and carrier.

👥

Role-Based Access

Five roles from admin to field adjuster. Data automatically scoped — carriers see their claims, supervisors see their agency, adjusters see their assignments.

Fits into the workflow
you already use

ClaimLeo doesn't replace your tools — it supercharges them. Estimates export directly to Xactimate. Weather data pulls from NOAA. Contents pricing comes from GlobalSKU. Your adjusters work faster without learning a new system.

We speak Xactimate's language because we have to. ESX file compatibility is non-negotiable in insurance. Every estimate ClaimLeo generates can be imported directly into Xactimate without reformatting.

How it works

  1. Upload damage photos
    Adjusters or policyholders capture photos using the ClaimLeo mobile app with guided prompts for each building area.
  2. AI analyzes damage & materials
    GlobalSKU Vision runs a 3-pass analysis: damage classification, material identification, and scope determination including code-required upgrades.
  3. Estimate auto-generated
    Line-by-line estimate with Xactimate codes, zip-code pricing, depreciation (RCV/ACV), and overhead & profit. Ready in minutes.
  4. Adjuster reviews & adjusts
    The adjuster reviews the AI's work, makes any corrections, and approves. What used to take 2–4 hours now takes minutes of review.
  5. Export & submit
    One click generates an Xactimate ESX file and professional PDF. Submit to the carrier, share with the contractor, close the claim.

Plans for adjusters, agencies, and carriers

Start with AI damage detection and scale up to full estimate generation, Xactimate export, and enterprise carrier integrations.

Solo Adjuster

$149/month

For independent adjusters

  • AI damage detection & triage
  • Material identification
  • Estimate generation
  • Xactimate ESX export
  • Zip-code pricing
  • RCV & ACV calculations
  • PDF reports
  • Mobile app access
Most Popular

Agency

$399/month

For adjusting firms and agencies

  • Everything in Solo Adjuster
  • Up to 10 adjusters
  • Workflow engine & auto-assignment
  • Supervisor review & approval
  • Team analytics & performance
  • Contents valuation (GlobalSKU)
  • Fraud detection & scoring
  • Weather verification (NOAA)

Carrier

Custom

Enterprise contracts for carriers

  • Everything in Agency
  • Unlimited adjusters
  • CAT event monitoring & surge
  • Carrier system integrations
  • Dedicated support & SLA
  • Custom analytics & reporting
  • SOC 2 compliance
  • Volume-based pricing

Ready to turn damage photos
into estimates?

Start generating AI-powered repair estimates today. Free for 14 days, no credit card required.

Start generating AI-powered repair estimates today.
Contact us support@vendidit.com